Southern California · Orange County, CA
Small business funding in Orange County. When banks say no.
Orange County's SMB operators cluster around Anaheim hospitality, Irvine professional services, and the Santa Ana manufacturing belt. The region's healthcare and elective-medicine density is among the highest in the US.
OC funding clears same-day by ACH. ICG runs nationwide from Brooklyn — no regional office required.
Why ICG for Orange County
Capital that moves at Orange County speed. Not bank speed.
Orange County operators borrow because the right week beats the right rate. ICG underwrites on revenue, not narrative, and decisions land inside 24 hours.
Decisions
Inside 24 hours
Credit floor
500+ FICO accepted
Underwriting
Revenue-based, no tax returns
Industries in Orange County
Priority industries we fund in Orange County. Pick yours.
Healthcare funding in Orange County
Medical and dental practices wait longer than almost any other small-business vertical for insurance reimbursement to clear. Working capital closes the gap so payroll, equipment, and expansion never stall.
See healthcare funding details
Service Businesses funding in Orange County
Service operators — auto repair, salons, cleaners, HVAC, landscaping, professional services — live on the tightest payroll-to-receivables timing in small-business lending. ICG underwrites against revenue, not tax returns, so crews keep moving.
See service businesses funding details
Retail funding in Orange County
Retail inventory turns the calendar before the register does. ICG funds the pre-season buy, the seasonal staffing push, and the next build-out before sell-through even starts.
See retail funding details
Construction & Contractors funding in Orange County
Construction operators pay crews every Friday and collect on net-60 from clients. That gap is where builders fail — unless capital moves faster than the build cycle.
See construction & contractors funding details
Am I eligible in Orange County?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
Other California markets
Nearby cities we also fund. Same playbook.
Apply · Orange County
Funding for Orange County businesses. Apply in minutes.
Soft pull only. Decisions inside 24 hours.