Small business funding · New York (NY)
New York small business loans. Funded inside 24 hours.
ICG Funding helps New York operators nationwide. Revenue-based underwriting, 500+ FICO accepted, and funding in 24 hours. No data selling to third-party marketers.
Last updated · 2026-04-16
Why ICG in New York
Capital that knows New York. Revenue-first underwriting.
New York operators borrow for the same reason every operator does: timing. ICG underwrites on bank-deposit history and returns decisions in hours, not weeks. State-specific disclosures and UCC handling are baked into every product page.
Coverage
Funding small businesses across New York. City by city.
Industries
Top-funded industries in New York. Where the deposits land.
Healthcare
Restaurants & Hospitality
Construction
Retail
Am I eligible?
If these four things are true, you probably qualify.
6+ months
Time in business
$15K+
Monthly revenue
500+ FICO
Personal credit
Required for deposit
Business bank account
New York disclosure
New York enforces the Commercial Finance Disclosure Law (NY CDL), which requires APR-equivalent cost disclosures for most commercial financing under $2.5M. ICG presents the full NY CDL disclosure on every New York offer before you sign.
FAQ
New York funding FAQs. Plainly.
ICG Funding helps New York operators nationwide. Revenue-based underwriting, 500+ FICO accepted, and funding in 24 hours. No data selling to third-party marketers.
ICG funds businesses across all legal industries in New York. The state's dominant sectors include Healthcare, Restaurants & Hospitality, Construction, Retail.
Most ICG applicants in New York receive a decision within 2 to 4 hours and funds within 24 hours of accepting an offer. SBA loans take 30 to 90 days due to federal requirements.
ICG accepts personal FICO scores as low as 500. Underwriting is primarily driven by business bank-deposit history, not credit score.
New York enforces the Commercial Finance Disclosure Law (NY CDL), which requires APR-equivalent cost disclosures for most commercial financing under $2.5M. ICG presents the full NY CDL disclosure on every New York offer before you sign.
ICG products in New York
Every funding product available to New York businesses.
Each page covers New York-specific commercial financing disclosure rules and where to file UCCs.
Apply · New York