Weekly Payroll vs. Monthly Invoicing
Every Friday, you pay contractors. Every 30–60 days, your client pays you. That cash-flow inversion is the #1 reason staffing firms fail, and the #1 reason factoring exists.
Industries · Staffing & Professional Services
Staffing & Professional Services Funding. Payroll today. Invoice paid later. The gap solved permanently.
Payroll funding for staffing firms. Invoice factoring, working capital, lines of credit. Close the payroll-to-invoice gap permanently.
At a glance
What funding is available for staffing and professional-services firms?
Payroll funding for staffing firms. Invoice factoring, working capital, lines of credit. Close the payroll-to-invoice gap permanently.
- Funding speed
- 24 Hours
- Min FICO
- 500+
- Min revenue
- $15K/mo
Last updated 2026-06-24
Why we fund staffing & professional services
We underwrite the rhythm, not the label.
The numbers below are the playbook ICG runs against staffing & professional services every week. Cash flow patterns, repayment tolerance, and seasonality are read from your bank activity, not assumed from your category code.
24 hr
Typical funding speed
500+
FICO floor
$15K+
Monthly revenue minimum
No docs
Required to start an application
Every approval comes from a person, not a policy engine. An underwriter who has read hundreds of staffing & professional services bank files looks at yours and answers the same business day.
Common funding uses
What capital is actually for in staffing & professional services.
The scenarios below are the recurring reasons ICG funds this vertical. If your situation looks like one of these, the underwriting playbook is already written.
Rapid Headcount Expansion
Landing a large MSA often means ramping 20–40 billable contractors in weeks. The working capital to cover payroll before the first invoice pays is the make-or-break moment.
Back-Office Technology
ATS systems, VMS integrations, and billing software modernize your margins but require capital. Term loans smooth the investment over multiple fiscal years.
Products mapped to this industry
Eligibility for staffing & professional services
The bar is short. And it is the whole bar.
No upsells, no surprise documents. Meet the criteria below and the application is built for you.
- 01
Minimum 6 months operating as a staffing or professional services firm
- 02
$25,000+ monthly invoiced revenue
- 03
500+ personal credit score
- 04
Creditworthy B2B clients (non-consumer)
- 05
No outstanding liens on accounts receivable
Get funded in your city
Staffing & Professional Services funding near you.
- Brooklyn →
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- Tallahassee →
Questions, answered
Real questions from staffing & professional services operators answered straight.
Do my clients know I'm factoring?
Typically yes for staffing, notification factoring is standard because payments are redirected to a lockbox. Non-notification arrangements are available on request.
What if a client pays late or defaults?
Non-recourse factoring covers client default on qualifying invoices. Late payments are handled through our collections process, you don't chase receivables.
Can I factor 1099 contractor invoices?
Yes. The underlying B2B invoice to your client is what we factor. How you pay your contractors (W-2 or 1099) is separate.
Ready when you are
Get staffing & professional services funding in 24 hours.
Soft credit pull. Same business day answer. One dedicated ICG team from application to wire.