FAQ · Repayment
What happens if I miss a payment?
Last updated 2026-04-16
Memorandum · From the underwriting desk
What happens if I miss a payment?
Contact us immediately if cash flow issues arise. Restructure and modification options are available to clients in good standing, but they must be requested before a payment is missed. A single missed payment triggers standard collections procedures per your funding agreement.
ICG UnderwritingRef · ICG-MISSED
Practical context
How to think about repayment
Repayment terms should be read as operating constraints, not just pricing. The practical question is whether the payment cadence fits the business cycle without creating unnecessary cash-flow compression.
- Daily, weekly, or monthly payment cadence
- Total repayment cost and any early-payoff mechanics
- How the obligation fits existing debt service
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